Find the right loan for where you are right now.
9 flexible products, from $1,000 to $2M+. Decision in 72 hours.
Three pillars of support for every entrepreneur.
From your first loan to long-term growth, FCC wraps capital, coaching, and advocacy around every client we serve.
Loan Products
Affordable capital for entrepreneurs who face barriers to traditional banking.
- ✓9 loan products from $1,000 to $2M+
- ✓Decisions in as little as 72 hours
- ✓No prepayment penalties
- ✓Free coaching with every loan
Business Coaching
More than a lender. We walk alongside every client with hands-on coaching from day one.
- ✓1-on-1 business counseling
- ✓Credit education & repair
- ✓Financial literacy workshops
- ✓SBA, SCORE & SBDC referrals
Advocacy
We amplify the voices of underserved entrepreneurs, championing policy, equity, and opportunity.
- ✓Economic justice & equity leadership
- ✓Policy & CDFI sector engagement
- ✓Entrepreneurship ecosystem building
- ✓Youth & workforce development
Capital for entrepreneurs the system overlooked.
Traditional banks said no. We say yes.
Our impact speaks for itself.
Real numbers from real communities across Southern California.
View Full Impact Report ›Real people. Real businesses. Real results.
FCC clients share what access to responsible capital and practical coaching made possible.
Juliet Ngozi
Glory Homecare Staffing Agency · Inland Empire, CA
FCC paired affordable capital with business coaching so Glory Homecare Staffing Agency could launch, serve families across the Inland Empire, and build a growing team.
“FCC believed in my vision when no one else would.”
Amanda Morrow
The Flower Pot Café · Riverside, CA
The Flower Pot Café used FCC financing and coaching to stabilize operations, hire staff, and grow into a neighborhood business serving its community.
“FCC gave me the runway I needed to survive and grow.”
Donald
Beastmode Entertainment · Southern California
Beastmode Entertainment used reentry microloan support to build a platform for music, videography, and community empowerment.
“FCC saw my future, not my past. That changed everything.”
Kismet Community
Community Mental Health · Riverside, CA
FCC supported Kismet Community's mission-driven work providing community mental-health services to Riverside-area families.
“FCC understood our mission and moved fast when families needed us most.”
First Community Capital in the news.
Selected third-party coverage of FCC's work. Links open on the publisher's website.
Your next step starts here.
Apply today, ask a question, or just say hello. We’re here for you.
Riverside, CA 92501
Los Angeles, CA
Murrieta, CA 92562
Partners & Supporters
Backed by institutions that believe in local entrepreneurs.
Our lending is powered by banks, foundations, and community networks investing in Southern California entrepreneurs.
